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What cohabiting couples need to check

July 23, 2021
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Between 2019 and 2020, mortgage lenders saw a remarkable 60% rise in the number of mortgage applications from cohabiting couples. Buying a property with your partner is an exciting prospect, and there’s an understandable temptation to gloss over legal technicalities and focus instead on paint colours and room concepts. However, choosing the wrong legal structure when buying a home can lead to problems down the line. A change in one owner’s financial circumstances could make remortgaging the p
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Should You Buy Or Sell Your Home First?

July 15, 2021
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There are a number of things to consider when it comes to buying or selling a home, but the initial question to ask yourself is... should I buy or sell my home first? This is a complex dilemma that doesn’t have a straightforward answer. Both of these options come with risks attached, but they can also offer significant advantages if you’ve got the time, money or patience (or potentially all three). Buying and selling a home can be a long and unpredictable process so you need to ensure you’ve
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A Guide to Downsizing Your Home

July 2, 2021
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Downsizing is simply moving from an existing property to a smaller one. Homeowners may make the decision to downsize for a variety of different reasons, either for financial gain, for a change of location or to simply fit the family’s or individual’s needs better. Whatever the motivation for downsizing, there are some key points to take into consideration when making the move. To Move Or Not To Move? Firstly, ask yourself a few questions to determine whether you are making the right decision.